Services
Below is the full list of services offered, these cover a very wide range of commercial finance and mortgage broking, plus advice and support on all other aspects of commercial funding including business plans and bank relationships and negotiations.
Products
- Mortgages: premises for owner occupier or investment (for purchase, refurbishment or extension).
- Loans for most other purposes, including working capital.
- Builders: development or conversion finance, plus land purchase.
- Buy to Let (BTL).
- Refinancing and restructuring.
- Overdrafts.
- Bridging loans.
- SIPPs (personal pension funds).
- Enterprise Finance Guarantee Scheme (EFG, previously SFLGS).
- IHT planning or other tax based schemes.
- Invoice finance (factoring or invoice discounting), and other asset based lending.
- Work regularly on packages with Business Angels, other equity providers, plus grants, enabling borrowings to be leveraged up.
Basis
- Wide range of contacts / sources, with reputable panel of lenders and funders used. Best terms negotiated to provide cost (and time) savings. Careful matching of relationship and criteria.
- Requests are professionally documented via a detailed presentation or business plan (with financial projections when appropriate), which is prepared and presented to the chosen lender/s, to greatly enhance success chances.
- Clients are individually treated with tailored solutions, a most efficient service is provided, and all relevant parties are kept closely informed throughout the transaction.
Also
- Advice on banking arrangements, structuring/packaging, fees and interest rates, plus bank commission charges.
- Preparation of business plans or viability studies, and associated research.
- Managing Bank relationships, negotiations, mediation, including complex or distressed situations and loan covenant breaches.
- General business research, advice, and “signposting”.
